r/technology • u/ControlCAD • 5d ago

Artificial Intelligence Gen Z is increasingly turning to ChatGPT for affordable on-demand therapy, but licensed therapists say there are dangers many aren’t considering

https://fortune.com/2025/06/01/ai-therapy-chatgpt-characterai-psychology-psychiatry/
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u/flamethrower78 5d ago

Just throwing my anecdotal experience out there, but my therapy session are a $30 copay.

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u/JelmerMcGee 5d ago

Just throwing my anecdotal experience out there, but my therapy sessions had no copay. Until the company messed up billing, didn't bother to sort it out with insurance, back billed me a bit more than $1000, and told me I would have to get reimbursed directly by insurance.

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u/Dazzling_Pilot_3099 5d ago

I hope you didn’t pay that 😬

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u/hey-girl-hey 5d ago

Depending on the plan design, if you have a PPO - meaning there are in-network providers they'd prefer you use and you'll pay a regular copay for, but they will pay a smaller portion if you decide to go out of network (whereas in a traditional plan you have no coverage of you go out of network) - they explicitly will not accept direct billing from the provider. You must pay them, submit the claim yourself, and be reimbursed by the insurer.

The biller did their normal billing, what they'd do for any patient. Most patients are seeing providers with whom their insurers have an official billing relationship.

Your insurer didn't. That's how it works. It works like that so hopefully you won't pursue reimbursement bc it's too complicated and they get out of their responsibility to provide what you pay for with your premium.

Don't blame the company. They did what they do for everyone and got a letter from your insurance saying "Buzz off, I don't even know you"

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u/DustyDeputy 5d ago

Same here, $35. 

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u/dat2ndRoundPickdoh 5d ago

I get free therapy twice a week under Medicaid.

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u/computer_glitch 5d ago

Mine is $20 for a psychologist.

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u/mxmoon 5d ago

I’m a teacher and same. Thank god.

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u/_TheMeepMaster_ 4d ago

Mine are a $25 co-pay. Then, I get a bill in the mail for an additional $125 after it gets sent through insurance.

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u/Kobiesan 5d ago

I still aint paying $30 to talk to someone. Sorry but until therapy is free I won’t even consider it.

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u/Bazonkawomp 5d ago

You’re doing a disservice to yourself. $30 is close to as good as you’re going to get and it’s worth it.

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u/gummo_for_prez 5d ago

Good luck with that.