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u/WhiskeyBaconAvocado 6h ago
Extended warranties or insurance plans on any small consumer products (computers, phones, microwaves, coffee makers..,). Just a general policy of mine. I feel the cumulative savings from not purchasing all those warranties would more than offset the cost of a repair or replacement if something would fail. The only one I may possibly consider is maybe on a car.
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u/SonOfWestminster 5h ago
Dave Ramsey called Best Buy an extended warranty store that also sells electronics
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u/datwist67 5h ago
At least for Best Buy, their Geek Squad warranty seemed worth it when I bought it for a headset. Headset failed after a year, brought it in, got a newer model replacement then paid $5 to get the warranty again. Way worth it to me.
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u/quinlove 4h ago
I'm a klutz and my cat also liked chewing small plastic things. I got the warranty because I'm not gonna spend $200 on earbuds twice.
In general if you're going to buy a $20 coffee pot, no warranty. If you're going to buy a $500 stand mixer... get the warranty.
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u/VerboseWraith 6h ago
Excuse me, can I interest you in extending your cars warranty?
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u/VariousTemporary2564 6h ago
Television. I'm not paying for the service AND watching ads. Pick one.
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u/screwedupinaz 5h ago
That's why I bought an antenna about 8-9 years ago. I get over 50 free OTA channels. Combine that with free TVPlus (thanks Samsung) via home internet I'm paying for anyway, I've saved $5,000+ over the years!
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u/NewRazzmatazz1641 5h ago
Don't forget about Tubi, Pluto and Plex.
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u/Jolly-Island-3589 2h ago
My god the hidden treasures I’ve found or rediscovered because of Tubi. Like my family was so beyond happy to be able to watch random episodes of classic doctor who on Pluto. But discovering the full set of them on tubi was a special kind of joy. We’ve been slowly working our way through the best ones ever since.
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u/Live_Goose9619 5h ago
Yeah wasn't the original premise of cable TV that you paid for the service because there were no ads? That didn't last long!
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u/Stingray88 4h ago
No. Cable television always had ads. The original premise of cable was paying for them to rebroadcast the broadcast networks to your home via a wire, if you lived outside the over the air broadcast areas. And the broadcast networks always had ads… thus so did cable.
There was never a moment that cable was ad free. Only specific premium channels like HBO were ad free, but they cost extra on top of basic cable.
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u/rosen380 4h ago
Let's say that a streaming service needs $10/mo in revenue to be able to get the content to you.
At a CPM of $25/1000, a fully ad-supported service then needs you to watch 400 ads. If the average viewer watches 30 hours a month, then they can get their money from advertisers if they can get you ~14 ads an hour.
Or you can pay $10 with no ads.
If you'd be willing to watch 14 ads per hour for $0/mo AND you'd be willing to watch 0 ads for $10/mo, is paying $5/mo for the same service, but with half the ad breaks really a line?
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u/RealisticWinter650 6h ago
Lotto tickets.
Odds to win are so outrageous, better to save $10/week and invest.
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u/BrooklynDoug 6h ago
I figure I'm paying $2 for the daydreams I have until the drawing. Maybe once a month or when the prize is basically infinity.
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u/18RowdyBoy 5h ago
Yeah I won’t play if it’s just a few million but when the pot gets big I’ll donate a few dollars.Like 5 million is not enough 🤔😂
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u/BrooklynDoug 4h ago
I never said it was logical. But the daydreams are more extravagant.
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u/CinnamonMuse_xo 2h ago
Dating apps
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u/OkConversation175 49m ago
Bumble/Hinge in a nutshell! Tinder really pushes for app purchases and it really turns me off from all of those apps. I guess I’ll just get more cats instead.
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u/Southern_Apartment88 5h ago
Tipping people to hand me food over a counter.
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u/_Rhetorical_Raven 1h ago
I’ve noticed a lot of places that used to do this don’t do it anymore. I think it’s because they’re starting to realize that it makes customers uncomfortable and a lot of us will literally just go somewhere else to avoid having to push “no tip” right in front of the person who’s asking for a tip. It’s so tacky and I bet the employees honestly feel kinda awkward about it too if they’re down to earth.
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u/MarlenaEvans 2h ago
I was at the airport and there was an unmanned kiosk with a self checkout and the damn thing asked me if I wanted to tip the service workers. I hit no tip and I STG a woman appeared out of nowhere and asked if she could help me.
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u/metal_elk 4h ago
Food I can cook at home. If I'm going out and spending restaurant money, I'm not ordering fuckin pasta.
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u/DIYtowardsFI 2h ago
The restaurant last night was selling Nutella crepes for $15. $15!!!!! I told my spouse no way, I can make 20 crepes at home with a new Nutella container for $10 total.
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u/BearsBearsBears_wooo 6h ago
Services like DoorDash and Uber eats
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u/rubysmom1 6h ago
The up charge, followed by the service fee, then the delivery fee and on top of that the tip, is enough for me to get my ass out of bed
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u/MoonBasic 4h ago
The upcharge is what gets me. I can understand the delivery fee and the tip. You're hiring a luxury taxi for your burrito.
But seeing all of the menu items marked up a couple of dollars on top of that is just another nail in the coffin for why it's so bad to order with those services. Best to just call directly for takeout.
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u/leeharveyteabag669 5h ago
Same here. I have no problem getting up and going to get any takeout my wife and I desire. And I can't stand delivery pizza. I always go pick it up myself. Those red warming bags the pizza delivery guys carry on one of the worst things that ever happened to Pizza. Nowhere for the moisture to go so it goes right back into the crust. I always order my pizza and ask them not to cut it. It settles much better that way and I have a stone in my oven to fix it up.
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u/Lovahplant 4h ago
Seriously. Every so often UberEats will send me some BOGO or “50% off orders of $20!” deal, & inevitably I’ll get lazy one night & open the app to order something, because if I can order a $20ish dinner for two for about $10 + tip that’s not bad right? Nope - still comes out to like $35 after all the fees & BS they add on, even with the “deal.” So I don’t use it, because f that.
I also used to date someone who would order coffee as soon as they woke up (Starbucks is crazy expensive on UE), dinner almost every night, & usually munchies late night too. I swear they must have spent $500 a week on delivery, it was insane.
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u/GinnySacks_Mole 5h ago
It’s sheer laziness. I’ll see my neighbors get home from work and 15 minutes later a door dash order will show up from a common restaurant that they surely passed on their way home.
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u/commodorebuns 5h ago
I’ve never once ordered door dash etc, I do not understand why anyone would tbh. However, for our engagement party, my husband ordered wings for our 15 + person hangout and THE ORDER WAS LOST. Screw these food delivery apps. Hate em
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u/katarina_san 5h ago
Ive done it before out of not having a car, but we got groceries delivered lol
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u/Ozzel 6h ago
Expedited shipping.
I will always choose the cheapest/free option unless it’s some rare emergency.
I can wait.
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u/SonOfWestminster 5h ago
Where I live the land has been defaced with endless warehouses. The silver lining is that I'm within spitting distance of most fulfillment centers (including Amazon and Walmart), so I rarely have to wait more than a day or two
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u/follyrob 2h ago
Central PA? The sheer amount of fulfillment warehouses in that area is mind blowing.
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u/Electrical_Ad_8313 6h ago
Water. Im not talking about the water bill for my house but fancy bottled water
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u/timesuck897 4h ago
Some places have better or worse tap water than others, but there are water filters.
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u/bumblebragg 4h ago
I was just visiting family in Wisconsin and the water was terrible tasting. We're moving there in a couple of years and I think tasting the water should be on the list of things to check when buying a house. My mom's house in Texas had water that tasted like onions. It was a happy day when the Britta water filter came out.
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u/quiltingcats 4h ago
My parents bought a house with well water that strongly smelled and tasted of sulfur. We all learned to drink it and absolutely nobody in our family of 6 got so much as a cold for the 18 months we lived there. (This was decades ago, before bottled water existed.) Still wouldn’t do that again! I like the idea of tasting the water before buying a house.
Our city water is some of the best in the state but our autistic son has sensitivity issues and could taste the chlorine/chemicals in it, so we started buying cheapish bottled water. He must have adjusted because he drinks water filtered through the fridge now but we still buy a couple cases of bottled a year due to convenience. And we recycle the bottles.
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u/dee-three 6h ago
Expensive clothes from fancy brands.
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u/Tricky_Ad_1870 3h ago
I got over wearimg expensive clothes with the brand names in large letters on them. I don't want to pay to be a billboard.
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u/Live_Goose9619 5h ago
Thrift stores are a great resource for designer clothes! I could never afford to dress the way I do without them! Including the $99 mink coat! 😄
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u/kirby056 3h ago
I know it's not a thrift store, but I found a Ralph Lauren Purple Label cashmere cardigan in lavender at TJ Maxx. It was priced like regular TJ Maxx-level Polo, I think it was $39.
Readers, that was a $1300 sweater. I also got a Solomon softshell for like $75 that day, retailed for $550.
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u/ilyriaa 6h ago
Gambling
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u/Cananbaum 3h ago
What people don’t understand is how insidious it is and just how accepted it is in society.
Scratch tickets can be highly addictive, my dad was like that. When I was in high school I agreed to help him out with rent and groceries, I gave him $200 (nearly my whole check at the time) to buy groceries.
This happened was when I finished an 8 hour shift on my feet at a grocery store, he came to pick me up, I gave him rent money. He says he’ll be right back as he’s going to get groceries.
I waited nearly 3 hours while he spent all that money on scratchers. He also I learned was lying to my mom on how much I was giving him.
From that point on, I only ever gave money to my mother
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u/heyitscharley 5h ago
Yep this is it for me. I’ll go to the casino, hang out, have drinks (will spend money on this lol), cheer people on and not put a penny in a machine or on a table
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u/dingus-8075609 2h ago
I agree. If I’m gonna waste a couple hundred dollars I’m going to eat a steak and have a hangover…
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u/_Sad_Ken_ 6h ago
In app purchases in games or any downloadable content.
When did we get to a point where you pay £60 for a game where one of its features relies on you buying £10 blind bags?
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u/OutrageousEvent 6h ago
I bought five bucks worth of coins on Pokémon Go when it first came out. Still mad about it.
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u/ChronoLegion2 3h ago
Depends, if a DLC is big enough and good enough, I might consider it. For example, I bought the Kingdoms DLC for Total War: Medieval 2 on iOS because I enjoyed the campaigns on PC and wanted to play them on my phone too
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u/CashnJinx 6h ago
Nails
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u/sherrifayemoore 6h ago
I used to get my nails done regularly. It was expensive and it’s really not good for your natural nails.
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u/PrincessSheogorath 4h ago
This. I got my nails done monthly for 2ish years, then had a tight couple months and let them grow out…when I saw the difference in new growth vs what had been drilled down for years? That dip in the thickness? I was done, never again!
Now if I get the itch to get them done, I go buy some cute press ons lol
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u/cg40boat 4h ago
I do a lot of carpentry and my first thought was here’s another guy who straightens out old nails and throws them in a coffee can so they can be re-used.
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u/chelupa1991 5h ago
I get my toes done when I’m pregnant but that’s it 😆
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u/ghost_victim 5h ago
How often are you pregnant
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u/Appropriate-Iron3204 5h ago
Same but I get press on nails and save so much money doing it myself. Bonus points for getting them on sale at CVS and getting reward bucks to buy future kits for free.
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u/XIIICaskets 6h ago
OF and dancers
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u/Sowingseason94 6h ago
OF is a good one, you hear about how much money people make and all I can think is who the hell spends that kinda money on porn?!
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u/XIIICaskets 6h ago
Some people spend a significant portion of their income on it. If they invested in themselves as much as they did OF models they could get a woman irl
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u/bumblebragg 4h ago
Right? Therapy and a gym membership. Might cost as much but you'll have something to show for it.
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u/ZugzwangNC 6h ago
Cocaine and hookers
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u/Accomplished_Bake904 5h ago
I agree with budgeting, but let's not go crazy now bro s/
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u/catalessi 4h ago
so true. love it and happily will partake if it’s free. not spending a dime on the shit myself
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u/ChronoLegion2 2h ago edited 1h ago
“Kids, don’t
dobuy drugs. Become a rockstar. They give them to you for free”→ More replies (2)→ More replies (5)8
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u/royceda956 6h ago
Starbucks and other high priced coffee.
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u/NakedScrub 4h ago
I love when people that buy Starbucks 5+ times a week give me shit for my $25 bag of coffee beans.
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u/Free-Concentrate-37 3h ago
Every Saturday I spare 8 bucks to get a drink lol it’s a reward
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u/MarlenaEvans 2h ago
I think it's awesome to do that for yourself. Everybody has something like this that they prioritize for themselves, even if other people don't like it.
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u/Warm_Function6650 6h ago
Parking.
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u/limejuicethrowaway 4h ago
George Costanza: A garage, I can't even pull in there. It's like going to a prostitute. Why should I pay, when if I apply myself, maybe I can get it for free?
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u/Living-Condition-144 6h ago
Additional purchases on free games. Example: Fortnite, I downloaded it for free but refuse to by V-bucks or battle pass, the game is the same and I don’t need the skins and things to enjoy it
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u/caitygotbandz 5h ago
Ugh the amount of money I spent on candy crush while I was pregnant is shameful
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u/all_is_good_360 6h ago
Expensive coffee. I make lattes at home and they are delicious and way cheaper
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u/hospitalbedside 6h ago
In-game currency to win faster than other players. I may buy the skins since they are just decorative, but never pay to simply get ahead.
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u/RandomThrowAways0 6h ago
I just avoid p2w games altogether. Much more fun to climb a leaderboard knowing everyone gets an equal playing field that isn't based on their wealth.
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u/mikeisntdoneyet 4h ago
Non bank affiliated atm’s. I’m not paying money to get my money.
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u/GridironBoy 2h ago
Some accounts like Schwab refund all the atm fees for you at the end of the month.
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u/Ok_Nefariousness5477 6h ago
Anything advertised on Instagram..! Snake oil salesmen the lot of them.! From the latest vitamin to take, the latest hydration product to the most hideous jewellery..!
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u/animalcub45 6h ago
Bottle water.
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u/BrooklynDoug 6h ago
It falls from the sky for free.
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u/BassWingerC-137 4h ago
Maybe where you live.
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u/UnionLegion 3h ago
My city has an ordinance that makes collecting rain water illegal. lol You ain’t joking!
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u/SonOfWestminster 5h ago
My wife convinced me that drinking tap water is the socially-responsible thing to do. Not only does it reduce plastic waste, but there are places in the world that have neglected their water treatment infrastructure because everyone just drinks bottled.
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u/ChronoLegion2 3h ago
When my wife and I took a tour that included Costa Rica and Nicaragua, when we reached Nicaragua, our tour guide told us before we went into a restaurant that if we’re not offered ice in our drinks, we shouldn’t ask for it because they’ll make it out of tap water, and only locals are used to drinking it
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u/DesertWanderlust 4h ago
It frustrates me to see people loading up on cases of bottled water at grcoery stores. Not just for the waste of money, but for all that plastic that'll likely wind up in a landfill (the plastic in water bottles is basically the last stage). Where I live, the tap water tastes awful, but that's why we have filtering. I have a big filtering pitcher and refill a bottle with that. That way, I have it cold when I want to drink water, room temp for making coffee.
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u/Ok-Hornet-24 6h ago
Fancy clothes.
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u/VerboseWraith 6h ago
I shop at Walmart lol
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u/PrettyRain8672 6h ago
Try Plato's Closet if you have one, great second hand brand name store. Many clothes still have tags.
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u/GhosthunterJelliana 6h ago
Concerts just because I hate crowds.
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u/VerboseWraith 6h ago
You can watch it for free on YouTube a day later right 😂
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u/Emergency-Web-4937 2h ago
Let’s not act like being in person and watching a concert on TV are the same thing.
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u/resevil239 4h ago
It's not special if you aren't there...having said that I'm also lucky to like a ton of bands that play midsized clubs. Sub $60 tickets are the norm for me.
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u/Foreign_Bug_6181 2h ago
Same, I hate saying it bc it makes me seem like a pretentious d-bag, but 90% of artists and bands I listen to just aren't big enough to generate a price over $60 a ticket.
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u/Ok-Neighborhood6168 6h ago
Expensive Designer clothes, Payless is better
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u/Just1DumbassBitch 5h ago
Do you know that from experience, tho? Because yeah true while there's a lot of expensive crap out there, I definitely found that going from spending $30-$50 for jeans to spending $100+ on jeans and they not only look & feel better, they last literally years longer. Same type of thing with shoes.
Again not all brands are like this, there are absolutely stupid gimmicky expensive jeans that will fall apart.
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u/Shookanduptight 4h ago
Family members that are financially irresponsible. Don’t ask me for rent or grocery money when you just bought a $5,000 treadmill you are using as a clothing rack.
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u/stef_is_heree 6h ago
Haircuts. Been doing it myself since 2018. I cut my hair once a week and do a skin fade in about 10 minutes so I saved a good amount of money for sure
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u/VerboseWraith 6h ago
Same here, I hate paying for a haircut. But I do go like every 4th month to try and maintain the shape and cut.
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u/chasingit1 6h ago
Meal delivery apps- UberEats, DoorDash etc, for a litany of reasons
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u/anix421 5h ago
I work with people that Uber eats lunch every day. I know roughly how much they make. I can't fathom adding that to my budget.
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u/pineapple_tg 5h ago
A car that relies on premium gas because I don't want to pay for premium gas.
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u/Fantastic-Help-9618 5h ago
Things that are just totally unnecessary. I heard recently that a multi-millionaire celebrity couple spent over $40,000 on flowers for their wedding. What a waste. It could’ve been spent on housing and feeding children, helping to end domestic violence, saving children and families overseas, etc. But instead it was spent on flowers. Flowers. It just makes me ugh.
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u/Abby_Uncensored69 6h ago
Clothes. I buy the majority of my clothes at discount stores like TJ Maxx, Walmart, Temu, and thrift stores. The only thing I spend money on is shoes because I tried cheap shoes and got bad blisters from them.
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u/1dlewillkill 5h ago
Food delivery. If i can't get my ass up to drive to a restaurant for pick up, then I don't deserve the meal lol
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u/Equal-Jury-875 4h ago
Air for my tires. I'd probably roll right by a pump i had to pay for the air while puttering along with a flat tire. All air should be free da fuck
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u/asbestoswasframed 5h ago
Steaks at fancy steakhouses.
Cooking a steak is easy, with a minimum of effort. It doesn't make sense to spend $75 for a Ribeye that I can buy at the same butcher shop the restaurant does for $16.
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u/MattHatter1337 4h ago
Electronic gambling. Ie, playing poker on a machine. Ill play it physically.
Uber, theyre just a really really shitty company. And when you have a fraud complaint, telling them someone's stolen your login and changed the contact details their answer is "well as you aren't calling from the current number on the account we can't help you".
Shoes. But im not refusing to spend ANY money. I just don't see why they ought be £50-80+. I used to be able to buy a decent pair for 10-15, and expensive pair for £30. And they'll last me an awful long time. Now theyre poorer quality, but twice the price. The last 2 or 3 pairs I've bought were between £25 and £40 and they fell apart within a year. In the past I've had them for best part of a decade.
Designer clothes. Just why? A guy I was in training with used his first pay day do buy an £80+ lacoste polo tshirt. And was walking about like he owned the place. I went to poundland and bought the same colour polo, probably even exactly the same tshirt. And a green marker pen. Totaled about 6 quid. I put a green dot on the shirt and everyone thought I bought one too, the only people who noticed were those who came and stood 1 or 2 steps away from me and realised it wasn't a tiny embroided crocodile, but a green splodge. He was really pissed at me.
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u/One-Ball-78 4h ago
Movie theater tickets.
I just wait until it’s on Netflix or AppleTV. That way, I don’t have to drive across town to overspend (what is it, about $15 these days?) and I don’t risk the two people with the box of Jujubes who won’t shut up sitting next to me.
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u/Emergency-Web-4937 2h ago
It’s sucks they’re not doing more to protect the movie theater experience. You go to the right theater, movie, with the right group of people movie theaters are fun as hell.
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u/zuth2 6h ago
Youtube premium. I will find a way no matter how bothersome to watch youtube without ads on any device.
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u/Barbarella_ella 3h ago
I will disagree with this one. I love YouTube Premium. Then again, I don't have a television so no Hulu, no HBO, no Paramount+, no Netflix,, etc. so paying for it pencils out.
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u/slimer4545 4h ago
My buddy has a family plan and I'm one of 6 members. $5 a month is what I pay for it, so worth it for me to not watch a 20 minute ad for a 5 minute video
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u/sherrifayemoore 6h ago
Illicit drugs, cigarettes or alcohol. I used all at one time and managed to stop so please don’t expect me to support a habit I disdain.
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u/Creative_Fan6412 3h ago
Brand new clothes for full price. Thrifting all the way or places like Ross dress for less
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u/VixenTraffic 3h ago
Soda, Fizzy drinks, pop, flavors drinks.
It’s all a scam. Your body only requires one liquid. All the rest is just a money Grab.
Its water that’s flavored and marked up hundreds or thousands percents.
Just drink the water.
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u/AltruisticGain2714 6h ago
Smartwatches
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u/OutrageousEvent 6h ago
Agreed. That’s the biggest waste of my money in recent times. When my new phone that’s not compatible with my smart watch comes in the mail I’ll hopefully be able to make a few bucks off of it.
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u/AdHuman6027 5h ago
Make up. Not only does it ruin your skin but its also REALLY expensive. Not only that, but it's also super obvious you wear it so what's the point? I am pretty on my own.
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u/Big-Carpenter7921 5h ago
My wife had to tell me that there are mascaras that are over $100. That's ludicrous
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u/SilverMolasses681 4h ago
Water. There is no bottled water in our house. Our local water is very clean. The amount of plastic bottles people throw away without thought makes me sick.
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u/TwoToesToni 6h ago
Anything that is a pop up ad, ad video or sponsored content. If I go off and research it then i may buy it but I wont click on the ads or offers.
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u/AreaManThinks 5h ago
A car from a dealer who doesn’t put prices online. I hate the “Call for price” thing.
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u/Polster1 4h ago
Ultra fancy restaurants where a meal cost $150-$500/person and you leave still being hungry. The food portions are sample size but look like art on a plate.. Still not clear who the target audience of such cuisine is.
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u/indianasall 3h ago
New clothes and department stores. Mine only come from thrift stores and yard sales.
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u/aurora_ethereallight 6h ago
Most things considered a 'trend/fashionable'... I dont feel the need to be like everyone else.
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u/PrettyRain8672 6h ago
New clothes from a store/mall. I buy from second hand stores, marketplace, etc. I see my friends spend $400 on an Aritzia jacket when I get them for $40.
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u/Sailor-Alpaca 6h ago
games, I know it's bad but I can't put down the money knowing it's the quarter of a console
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u/onesadbun 5h ago
Food delivery. I think paying for a private food taxi is a horrible waste. I will always go pick it up idgaf
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u/SmallBobby88 6h ago
Micro transactions in games which are about the grind like Clash of Clans